Biz Chat 004 Alabama Workers Comp with Bernard Nomberg
We've Launched Alabama's First Statewide Business focused Tweet Chat - #BizChatAL . During our fourth chat, co-founder @budnom of @Alabamaworkcomp joined us to discuss the nuts & bolts of workers comp in Alabama . Bernard is a lawyer at a family owned firm dedicated to representing the Injured Men and Women of Alabama and brought a wealth of insight to this week’s chat.
In Alabama, work comp is a no-fault system for workers injured on the job. It’s a program providing medical care and compensation for injured workers, but does not guarantee return to same job position. #BizChatAL
The Employee must put employer on notice of accident and need for medical care. Employer then gets to investigate the claim. Pro Tip: Exposure to chemicals at work are also considered as work comp claims. #BizChatAL
Yes, if the claim is accepted. Medical care, Rx and reimbursed for mileage is also available to be approved medical care. Compensation during temporary disability and later if declared permanent. Employee must put employer on notice of accident and need for medical care. #BizChatAL
The employee will likely miss work while seeking medical care. Employer must hire new worker or shift responsibilities to others. Hopefully employee returns to work after healing. #BizChatAL
Lawyer answer: Yes and no. Yes, if there is a legitimate, nondiscriminatory business reason. No, if it’s in retaliation for maintaining a work comp claim #BizChatAL
Any business that has five or more employees is required by law to have coverage. However, there are some exceptions. The employer may obtain workers comp coverage from a local insurance agency. Or, the employer can provide self-insurance if they meet certain guidelines. #BizChatAL
Employer will carry direct medical care from the moment the injury notice has been given, not after treatment has been ongoing. Employer provides either salary or work comp payments. Employer cannot terminate employment based solely on work comp claim. When Employee is returned to work, employer must look to see if they can accommodate restrictions, but do not have to create new job. #BizChatAL
Many Thanks to Bernard for being a guest on #BizChatAL!
For more in-depth insight on the topic of Workers Comp, visit their YouTube Channel.
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